What Australian buyers ask us most

Can Australians buy property in France?

Yes. France places no restrictions on foreign nationals purchasing property. Australians have the same rights as French citizens when it comes to buying residential real estate. There is no special permit or visa requirement — you can buy, own, and sell freely.

What is a notaire and do I need one?

A notaire is a state-appointed legal official who oversees all property transactions in France. They verify the title, draft the deed of sale, collect taxes, and register the transaction. Every purchase must go through a notaire — it's not optional. The seller typically appoints one, but you can (and should) appoint your own at no additional cost. Learn more about our acquisition support.

What are the total costs of buying property in France?

For an existing property, expect to pay approximately 7-8% of the purchase price in frais de notaire (notary fees, taxes, and registration). This covers the notaire's fee, stamp duty, and land registry charges. For new-build properties, fees are lower at around 2-3%. You should also budget for any surveys, legal advice, and our acquisition support fee.

How should I structure ownership?

This is one of the most important decisions you'll make. The main options are buying in your personal name (en nom propre) or through a French civil property company (SCI — Societe Civile Immobiliere). Each has different implications for French inheritance law, tax, and future flexibility. The right structure depends on your family situation and long-term plans. We coordinate with specialised notaires and cross-border tax advisors to get this right from day one.

What ongoing taxes will I pay?

As an owner in France, you'll pay taxe fonciere (property tax) annually — amounts vary significantly by commune and property. If your French real estate assets exceed EUR 1.3 million, you may also owe IFI (wealth tax on real estate). Rental income is taxed in France, and capital gains on eventual sale are taxed progressively based on how long you've owned. Your Australian tax obligations also apply — a double tax treaty exists between Australia and France to prevent double taxation. Our ownership office handles this.

Do I need a French bank account?

Technically no, but practically yes. French utilities, taxes, insurance, and service providers almost universally require a French bank account for direct debit payments. Opening one as a non-resident is straightforward but does require documentation. We help coordinate this as part of the post-purchase setup.

Can I get a mortgage in France as an Australian?

Yes. Several French banks lend to non-resident Australians, typically requiring a 20-30% deposit and proof of income. Interest rates in France are generally competitive. The process takes longer than in Australia — allow 8-12 weeks for approval. We can connect you with mortgage brokers experienced in non-resident lending.

What happens after I buy — what needs to be set up?

Quite a lot. You'll need to open a French bank account (if you haven't already), set up utility contracts (electricity, water, gas, internet), arrange property insurance, register for relevant taxes, and possibly engage contractors for any works. If you're planning to rent, there are additional regulatory and fiscal steps. We coordinate the entire setup so nothing gets missed. See our property care service.

How does yes.house work? What do you charge?

We work as your dedicated local team across the full ownership journey. For acquisition, we charge a fixed fee agreed before we start. For ongoing management and oversight, we work on a monthly retainer scaled to the level of service you need. Works and renovation are managed on a project fee basis. There are no hidden costs — every engagement starts with a clear scope and fee proposal. Start with a conversation.

Can I rent my property when I'm not using it?

Yes, and many of our clients do. French regulations around short-term rental vary by commune — some areas (like Paris) have strict limits on the number of days per year. You'll need the right fiscal structure and proper declarations. We handle the regulatory, operational, and guest management side if you choose to let. Learn about rental coordination.

Do I need to visit France to buy?

Not necessarily. You can grant power of attorney (procuration) to sign at the notaire on your behalf. We can visit properties, conduct inspections, and coordinate the entire process remotely. That said, most clients prefer to visit at least once before committing — and we'll make sure that visit is efficient and well-prepared.

Which regions do your clients typically buy in?

Our Australian clients most commonly buy in Provence, the French Alps, the Cote d'Azur, and Paris. Each region has a distinct character, climate, and price profile. We operate across all of them and can help you decide which fits your lifestyle, budget, and how you plan to use the property.